Lower Credit Card Interest

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Want Lower Credit Card Interest

This just within: there may be a way to obtain lower credit card interest, an easy method so stunningly simple, so startlingly outstanding, it’s no wonder the monetary wizards didn’t think of it sooner. Now trim in close as well as listen up, because this good method for getting lower credit card interest will topple your socks off. Are you ready Here it is:

Inquire.

What do you imply, a one word response is cheating Okay, try this: if you want lower credit card interest, ask for this. Seriously. Call the credit card company and ask if they’d like to give you a lower interest. 7 or 8 times away from ten, they’ll really give it to you. Credit card organizations need their customers, especially their good ones, to make sure they’re in business. And if looking at a choice between making a little less profit or making none at all–many credit card companies may choose the latter, supplying you with lower credit card interest as opposed to risk losing you to another company who will.

Of course, there are items to keep in mind. (Aren’t there always) Long time clients who pay when they’re supposed to and don’t provide the credit card companies any headaches are more likely to get their interest rates cut, and minimize lower, just for the asking, than somebody who regularly pays only the minimum, or misses payments altogether, or is constantly calling to complain about a few aspect of their costs. But in general, especially if you’re a good customer that they want to hang on to, just inquire, and ye shall have.

If you’re prepared to swap credit card companies if they do not give you a better rate, your own chances improve considerably. Don’t make the danger unless you actually intend to go through with it–but should you have had been thinking about transforming companies to get a reduced credit card interest rate, anyway, you will want to call the company you are with and see when they are willing to match–or even beat–the company you’re thinking of switching to